Effective Date: 30/09/2026
These Terms and Conditions of Use (“Terms”) govern access to and use of the Stylishdeck Hub website, mobile application and related services (collectively, the “Platform”).
The Platform is operated by STYLISHDECK HUB, a business registered in Nigeria under the applicable laws of the Federal Republic of Nigeria (“Stylishdeck”, “we”, “us” or “our”).
By registering an account, accessing, browsing or using the Platform, placing an order, listing products as a Vendor, or otherwise using any service provided through the Platform, you acknowledge that you have read, understood and agreed to be bound by these Terms, together with any policies expressly incorporated into them.
If you do not agree to these Terms, you must not access or use the Platform.
1. DEFINITIONS AND INTERPRETATION
1.1 Definitions
“Account” means a registered account created by a Customer or Vendor for access to and use of the Platform.“Business Day” means any day other than a Saturday, Sunday or public holiday in Nigeria.“Customer”, “Buyer”, “you” or “your” means any person who accesses the Platform for the purpose of purchasing or otherwise obtaining Products from a Vendor.“Platform” means the Stylishdeck Hub website, mobile application, software, interfaces, systems and related digital services.“Product” means any lawful item listed for sale by a Vendor through the Platform, including clothing, footwear, bags, watches, fashion accessories and other goods associated with fashion and lifestyle, subject to any restrictions imposed by Stylishdeck.“Referral Reward” means any reward or commission credited to an eligible Customer or Vendor under the Stylishdeck referral programme.“Stylishdeck Commission” means the commission applicable to a transaction as displayed or otherwise communicated to the relevant Vendor through the Platform.“Vendor”, “Seller”, “you” or “your” means a person or business approved by Stylishdeck to list and sell Products through the Platform.“Wallet” means the relevant digital balance or accounting facility maintained within the Platform for recording amounts payable to a Vendor or Referral Participant.
1.2 Interpretation
References to the singular include the plural and vice versa.Headings are for convenience only and do not affect interpretation.References to applicable law include any amendment, modification, replacement or re-enactment of such law.
2. ABOUT STYLISHDECK HUB
Stylishdeck Hub is an online marketplace that facilitates connections between Customers and Vendors for the sale and purchase of lawful fashion-related and associated Products.
Stylishdeck is not, except where expressly stated otherwise, the manufacturer, importer, owner, supplier or seller of Products listed by Vendors on the Platform.
The contract for the sale of a Product is principally between the Customer and the relevant Vendor. Stylishdeck facilitates the transaction, provides the technological marketplace, processes or facilitates payment through its designated payment gateway, administers the applicable settlement process and provides the mechanisms for order management, dispute handling and related services.
Nothing in these Terms shall be interpreted as excluding or limiting any liability or obligation which cannot lawfully be excluded or limited under applicable Nigerian law.
3. ELIGIBILITY
Use of the Platform is restricted to persons who are 18 years of age or older.
By creating an Account or using the Platform, you represent and warrant that: (a) you are at least 18 years old; (b) you have the legal capacity to enter into a binding agreement; (c) all information supplied by you is accurate, complete and capable of verification; and (d) you will promptly update information that becomes inaccurate or outdated.
Stylishdeck may request information or documentation reasonably required to verify your identity, age, address, business status or other information.
4. ACCOUNT REGISTRATION AND SECURITY
Certain features of the Platform may require you to create an Account.
You are responsible for maintaining the confidentiality of your login credentials and for all activity conducted through your Account, except to the extent that such activity results from Stylishdeck’s own failure to exercise reasonable care.
You must not: (a) create an Account using another person’s identity; (b) provide false, misleading or fraudulent information; (c) create multiple Accounts for the purpose of manipulating the Platform, referral programme or transaction processes; (d) permit another person to use your Account where such use is prohibited by Stylishdeck; or (e) circumvent any suspension, restriction or termination imposed by Stylishdeck.
You must notify Stylishdeck promptly if you suspect unauthorised access to your Account.
5. VENDOR REGISTRATION AND VERIFICATION
A person wishing to sell Products through Stylishdeck must first register and obtain approval as a Vendor.
Stylishdeck may conduct customer and Vendor verification procedures, including identity verification and other reasonable due diligence.
Where a Vendor operates as a registered business or entity, Stylishdeck may require CAC registration documents or other evidence of lawful business registration, where applicable.
Stylishdeck may request additional information at any time where reasonably necessary for verification, fraud prevention, regulatory compliance, payment settlement or protection of Customers.
Approval as a Vendor does not constitute an endorsement, certification or guarantee by Stylishdeck of the Vendor or its Products.
Stylishdeck may refuse, suspend or withdraw Vendor approval where information provided is inaccurate, unverifiable, fraudulent or otherwise unsatisfactory.
6. VENDOR OBLIGATIONS
Every Vendor agrees that it shall: (a) provide accurate, current and verifiable information; (b) ensure that it has lawful ownership, possession or authority to sell every Product listed; (c) provide accurate descriptions, photographs, specifications, prices, sizes, colours and other material information concerning Products; (d) not deliberately misrepresent a Product or induce a Customer to purchase a different Product from the one advertised; (e) clearly identify Products that are used, thrifted, second-hand, refurbished or otherwise previously owned; (f) disclose material defects or conditions affecting a Product; (g) list materially different colours, sizes or variants separately where necessary to avoid misunderstanding; (h) ensure that Products supplied correspond materially with their listings; (i) comply with all applicable laws relating to the sale and supply of Products; (j) refrain from listing counterfeit, stolen, fraudulent, unlawful or infringing Products; (k) properly package Products before handing them over for delivery; (l) arrange and bear responsibility for delivery of Products in accordance with the applicable Order; (m) mark each Order as shipped accurately and promptly; (n) provide correct delivery information, including the relevant courier, rider, driver, delivery company and available contact details; (o) cooperate reasonably with Customers and Stylishdeck in resolving complaints and disputes; (p) comply with applicable return, refund and replacement obligations under these Terms and applicable law; and (q) refrain from conduct which may damage Stylishdeck, its Customers or other Vendors.
7. PRODUCT LISTINGS
Vendors are solely responsible for the accuracy and legality of their Product listings.
Stylishdeck may review, reject, remove, restrict or modify a listing where it reasonably believes that the listing: (a) is unlawful; (b) is fraudulent or deceptive; (c) infringes intellectual property rights; (d) is materially misleading; (e) is inappropriate for the Platform; (f) presents a safety or regulatory concern; or (g) otherwise violates these Terms.
Stylishdeck does not guarantee that every Product listing will be reviewed or detected before publication.
A Vendor remains responsible for a Product even where Stylishdeck has approved or displayed the relevant listing.
8. PROHIBITED PRODUCTS AND CONDUCT
Vendors must not list or sell Products that are illegal or prohibited under applicable Nigerian law.
This includes counterfeit, stolen, unlawfully obtained, fraudulently represented or intellectual-property-infringing Products.
A Product must not be described as genuine, original, authentic or otherwise represented in a manner that is false or misleading.
Stylishdeck reserves the right to remove any Product or listing where it reasonably suspects illegality, fraud, infringement, deception or other prohibited conduct.
The Platform may not be used for unlawful transactions or to facilitate fraud, money laundering, identity theft or other unlawful activity.
9. PRODUCT PRICES
Vendors are responsible for setting and maintaining their Product prices.
Vendors must ensure that displayed prices and other material charges are accurate.
Applicable delivery charges may be separate from the Product price and shall be communicated to the Customer before payment where applicable.
Where a genuine pricing or listing error occurs, Stylishdeck may contact the Customer and Vendor to determine the appropriate resolution, subject always to applicable law.
10. ORDERS AND SALES
A Customer may place an Order by following the ordering process provided through the Platform.
Submission of an Order constitutes an offer by the Customer to purchase the relevant Product.
An Order may be accepted, rejected or cancelled in accordance with these Terms, Product availability and applicable law.
Stylishdeck may facilitate communications and transaction processing but does not guarantee that a Vendor will accept or fulfil every Order.
A Vendor must not intentionally accept an Order and subsequently substitute the Product with a materially different Product without the Customer’s agreement.
11. PAYMENT PROCESSING
Payments for Products are processed through Paystack, Stylishdeck’s designated payment gateway.
Stylishdeck does not directly store Customers’ complete payment-card credentials where such information is processed by the designated payment service provider.
Customers must provide accurate payment and billing information.
A transaction may be declined, reversed, cancelled or delayed due to payment-provider issues, suspected fraud, insufficient funds, chargebacks or other circumstances outside Stylishdeck’s reasonable control.
By initiating payment, the Customer authorises payment of the applicable amount through the available payment mechanism.
12. STYLISHDECK COMMISSION
Stylishdeck may deduct a commission from transactions completed through the Platform.
The applicable commission shall be the commission displayed to or otherwise communicated to the Vendor through the Platform at the relevant time.
Unless otherwise expressly stated, the Vendor authorises Stylishdeck to deduct the applicable commission from amounts otherwise payable to the Vendor.
Where an Order is subsequently refunded, Stylishdeck’s applicable commission shall ordinarily remain retained, except where Stylishdeck determines otherwise or applicable law requires otherwise.
13. VENDOR SETTLEMENT AND PAYOUT
Amounts payable to a Vendor, less applicable Stylishdeck Commission and any lawful adjustments, shall ordinarily be released within 24 hours after the Customer confirms receipt of the Order, provided that no valid dispute, refund request, payment reversal, fraud investigation or other legitimate restriction applies.
Where the Customer does not confirm receipt, Stylishdeck may deem the Order delivered after three (3) days from the date on which the Vendor records the Order as delivered/shipped and the available delivery information reasonably indicates delivery, subject to any dispute properly raised within the applicable period and applicable law.
Stylishdeck may delay, suspend or place a hold on settlement where reasonably necessary to: (a) investigate suspected fraud; (b) address a Customer complaint; (c) process a refund or replacement; (d) respond to a chargeback or payment reversal; (e) comply with applicable law or a lawful request from a competent authority; or (f) protect the Platform, Customer, Vendor or payment system from loss or abuse.
No settlement delay shall be interpreted as a permanent forfeiture of funds merely because an investigation is ongoing.
Where Stylishdeck determines, following a reasonable investigation, that funds are associated with fraud, unlawful activity, a transaction reversal, a valid refund or another legitimate claim, Stylishdeck may apply, reverse, refund or otherwise deal with those funds to the extent reasonably necessary and permitted by law.
14. DELIVERY AND SHIPPING
Delivery is arranged by the Vendor. Stylishdeck does not currently operate its own delivery service.
The Vendor is responsible for: (a) preparing and packaging the Product; (b) selecting an appropriate delivery method; (c) providing accurate delivery information; (d) marking the Order as shipped; (e) providing available courier, rider or driver details; and (f) taking reasonable steps to ensure delivery to the Customer.
Each Vendor is responsible for its own packaging.
Vendors shall provide accurate shipping rates applicable to Nigerian states through the Platform or through Stylishdeck’s designated administrative channel.
Where a Vendor requests Stylishdeck’s assistance in entering or updating shipping rates, the Vendor acknowledges that processing may take a reasonable period.
Stylishdeck is not responsible for delays caused solely by third-party couriers, riders, drivers, Customers or Vendors, except where Stylishdeck is itself responsible under applicable law.
15. CUSTOMER DELIVERY OBLIGATIONS
Customers must provide accurate delivery information, including: (a) full delivery address; (b) active telephone number; (c) recipient details; and (d) any other information reasonably required for successful delivery.
Where delivery fails or additional delivery costs arise because the Customer supplied inaccurate, incomplete or misleading information, the Customer may be responsible for the resulting reasonable additional delivery or return costs.
A Customer must not intentionally evade delivery, refuse a properly supplied Product without lawful justification, or provide false information for the purpose of obtaining a refund.
16. ORDER CONFIRMATION
Upon receiving an Order, the Customer must promptly inspect the Product and confirm receipt through the Platform.
Confirmation of receipt indicates that the Customer has received the relevant Order.
A Customer should not confirm receipt where the Order has not been received.
Where a Customer fails to confirm receipt within three (3) days and there is reasonable evidence that the Order has been delivered, Stylishdeck may deem the Order delivered for settlement purposes.
This provision does not prevent a Customer from raising a complaint concerning circumstances which could not reasonably have been identified within the applicable period or from exercising rights which cannot lawfully be excluded.
17. RETURNS, REFUNDS AND REPLACEMENTS
17.1 General Principle
Stylishdeck seeks to facilitate fair resolution of genuine Customer complaints while protecting Vendors from abusive or fraudulent refund requests.
17.2 Circumstances Supporting a Refund or Replacement
Subject to applicable law and the procedures in these Terms, a Customer may request a replacement, refund or other appropriate remedy where: (a) the Product was not delivered; (b) the wrong Product was delivered; (c) the Product is materially different from its listing; (d) the Product arrives materially damaged; (e) the Product is materially defective; (f) the Product is counterfeit or unlawfully represented; (g) the Product materially fails to correspond with its description; (h) the Vendor is unable to provide an agreed replacement; or (i) another circumstance exists which gives the Customer a right to a remedy under applicable law.
17.3 Damaged Products
Where a Product is delivered damaged, the Vendor shall ordinarily be given a reasonable opportunity to provide a replacement. Where an appropriate replacement is unavailable or cannot reasonably be provided, the Customer may be entitled to a refund, subject to verification and applicable law.
17.4 Wrong Product
Where a Vendor supplies a materially different or wrong Product, the Customer may request: (a) replacement with the correct Product; or (b) where the correct Product is unavailable, a full refund.
17.5 Non-Delivery
Where a Vendor fails to ship an Order and Stylishdeck confirms that the Vendor did not ship the Order, the Customer shall be entitled to a refund, ordinarily processed within 24 hours after confirmation of the Vendor’s non-shipment, subject to payment-provider processing times and applicable law.
17.6 Change of Mind
A Customer is not ordinarily entitled to return a Product solely because the Customer has changed their mind, selected the wrong size, colour or variant, or no longer wants the Product, except where applicable law provides otherwise. Where a Customer insists on returning an item without a qualifying defect, error or other valid ground, the Customer may forfeit the purchase price and may also be responsible for applicable return delivery costs, subject to applicable law.
17.7 Return Shipping
Where the return is attributable to the Vendor’s error, breach, defective Product, materially inaccurate description, wrong Product or other fault attributable to the Vendor, the Vendor shall ordinarily bear the reasonable return shipping cost. Where the return is attributable to the Customer, including inaccurate delivery information or an unauthorised change-of-mind return, the Customer shall ordinarily bear the applicable return shipping cost.
17.8 Evidence
Stylishdeck may request photographs, videos, delivery records, correspondence, packaging information, courier details or other reasonable evidence when investigating a complaint.
17.9 Refund Method
Refunds may be made through the original payment method or, where appropriate and legally permissible, credited to the Customer’s Stylishdeck Wallet.
17.10 Refund Timing
Refund processing by Stylishdeck does not guarantee the precise time within which a third-party bank, payment provider or financial institution will credit the Customer.
18. CUSTOMER COMPLAINTS AND DISPUTES
A Customer must report an Order-related complaint through the Platform or designated Stylishdeck customer-support channel within 48 hours of the earlier of: (a) the Customer’s confirmation of receipt; or (b) the Order being deemed delivered under these Terms, except where the circumstances could not reasonably have been identified within that period or applicable law provides otherwise.
A complaint should include sufficient information and evidence to enable Stylishdeck to investigate it.
Stylishdeck may request information from both the Customer and Vendor before determining an appropriate resolution.
Stylishdeck may, where appropriate: (a) approve a replacement; (b) approve a refund; (c) reject an unsupported claim; (d) request additional evidence; (e) place a temporary hold on Vendor settlement; (f) require the return of a Product; or (g) take another reasonable action consistent with these Terms and applicable law.
Nothing in this section limits any mandatory consumer rights available under Nigerian law.
19. FRAUD AND ABUSE
Stylishdeck maintains a zero-tolerance approach to fraudulent use of the Platform.
Fraudulent or abusive conduct includes: (a) providing false identity or business information; (b) using stolen payment credentials; (c) creating fraudulent transactions; (d) manipulating the referral programme; (e) submitting false refund claims; (f) falsely claiming non-delivery; (g) deliberately supplying a materially different Product; (h) listing counterfeit or stolen Products; (i) manipulating delivery confirmation; (j) operating multiple Accounts to evade restrictions; or (k) attempting to obtain funds through deception or other unlawful means.
Where Stylishdeck reasonably suspects fraudulent activity, it may suspend or restrict the relevant Account, Product listing, transaction or Wallet balance while it conducts an investigation.
Where fraud or unlawful conduct is established, Stylishdeck may terminate the relevant Account and take lawful steps to reverse, withhold, recover, refund or otherwise deal with affected funds.
Stylishdeck may cooperate with law-enforcement, regulatory, payment or other competent authorities where legally required or reasonably necessary.
20. ACCOUNT SUSPENSION AND TERMINATION
Stylishdeck may suspend, restrict or terminate an Account where it reasonably believes that the user: (a) breached these Terms; (b) provided false or unverifiable information; (c) engaged in fraud; (d) violated applicable law; (e) infringed another person’s rights; (f) abused the Platform or referral programme; (g) created a risk to Customers, Vendors or Stylishdeck; or (h) engaged in conduct that may damage the integrity of the Platform.
Where reasonably practicable, Stylishdeck may notify the affected user and provide an opportunity to address the relevant issue.
Immediate suspension may occur where necessary to prevent fraud, unlawful conduct, security risks or material harm.
Termination does not extinguish rights or obligations that accrued before termination.
21. RESELLER PROGRAMME
24.1 Reseller Feature — The Platform may allow an approved Vendor (“Reseller”) to select and repost eligible Products listed by another Vendor (“Original Vendor”) on the Reseller’s own Stylishdeck storefront, at a resale price selected by the Reseller, subject to Platform rules and the Original Vendor’s continued eligibility to supply the Product.
24.2 No Transfer of Ownership — A Reseller does not acquire ownership of, possession of, or title to a Product merely by reposting it. Unless otherwise expressly agreed, the Original Vendor remains responsible for holding, preparing, packaging and fulfilling the Product.
24.3 Order Routing and Fulfilment — Where a Customer purchases a Product through a Reseller’s storefront, the resulting Order may be routed to the Original Vendor for fulfilment. The Original Vendor is responsible for preparing and delivering the Product in accordance with these Terms. The Reseller must not interfere with, misrepresent or obstruct the fulfilment process.
24.4 Reseller Pricing — The Reseller may set its own resale price where the Platform permits this. The Reseller is responsible for ensuring that the displayed resale price and any applicable charges are accurate. The Original Vendor’s underlying Product price and the Reseller’s resale price may therefore differ.
24.5 Separate Stylishdeck Commissions — Where a Reseller transaction is completed, the applicable Stylishdeck sales commission shall apply separately to the Original Vendor’s transaction entitlement and to the Reseller’s transaction entitlement, according to the commission rates displayed or otherwise communicated by Stylishdeck at the relevant time. Each party authorises Stylishdeck to deduct the applicable commission from amounts otherwise payable to that party.
24.6 Delivery Fee — The applicable delivery fee for a Reseller Order shall ordinarily be payable to the Original Vendor because the Original Vendor is responsible for fulfilling and delivering the Order. The Reseller does not become entitled to the delivery fee merely because the Product was reposted through the Reseller’s storefront.
24.7 Delivery Confirmation and SMS Notifications — After the Original Vendor completes delivery, Stylishdeck may send the Customer an SMS or other electronic notification containing delivery details or requesting delivery confirmation. The Customer should confirm receipt only after actually receiving the Order.
24.8 Payout Eligibility — The Original Vendor and the Reseller may each request or become eligible for payout separately beginning twenty-four (24) hours after the Customer has confirmed receipt of the Order, provided that no valid dispute, refund request, payment reversal, fraud investigation, chargeback, regulatory restriction or other legitimate hold applies.
24.9 Reseller Responsibilities — A Reseller must not alter or misrepresent the Original Vendor’s Product information in a way that is false, deceptive or materially misleading. The Reseller must comply with applicable advertising, intellectual-property, consumer-protection and Platform rules. A Reseller is responsible for the content and representations it adds to a reposted listing.
24.10 Original Vendor Responsibilities — The Original Vendor remains responsible for the legality, authenticity, quality, availability, accuracy and fulfilment of the Product it supplies. Acceptance of a Product for resale by a Reseller does not transfer those underlying responsibilities to Stylishdeck or the Reseller.
24.11 Resale Availability and Removal — Stylishdeck may disable a Product from resale, remove a reposted listing, restrict a Reseller, or suspend the Reseller feature where reasonably necessary to address stock availability, inaccurate information, complaints, intellectual-property concerns, fraud, abuse, regulatory requirements or other Platform risks.
24.12 Refunds and Disputes on Reseller Orders — Where a Reseller Order is subject to a refund, replacement, cancellation or dispute, Stylishdeck may place holds or make corresponding adjustments to amounts otherwise payable to the Original Vendor and/or Reseller to the extent reasonably necessary to resolve the transaction in accordance with these Terms and applicable law.
22. PROMOTIONAL MATERIALS, PERFORMANCE RECOGNITION AND SOCIAL MEDIA
Stylishdeck may provide Vendors and Resellers with tools that convert Product photographs and listing information into promotional materials.
Stylishdeck may select and publish certain Vendor or Reseller Product photographs, store information, Product information, usernames/store names and other promotional materials on Stylishdeck’s official social-media accounts, website, application and other promotional channels.
Stylishdeck may also feature or recognize Platform participants based on Platform activity or performance, including categories such as “Best Product of the Week,” “Best Reseller of the Week,” “Best Selling Store of the Week,” or other similar weekly or periodic performance features. Such recognition may be based on transaction activity, sales performance, customer engagement, product activity, reseller activity, fulfilment performance or other Platform metrics selected by Stylishdeck.
Any performance recognition or promotional feature is discretionary and may be changed, suspended or discontinued by Stylishdeck. A feature or recognition does not constitute a guarantee, certification, endorsement or representation that a Vendor, Reseller or Product is superior to all others.
By uploading Product photographs, descriptions, logos, store names or other promotional materials, the Vendor or Reseller grants Stylishdeck a non-exclusive, royalty-free, worldwide licence to use, reproduce, display, adapt, format, distribute and publish such materials for operating, advertising, promoting and communicating about the Vendor, Reseller, Products and Platform.
The licence does not transfer ownership of the Vendor’s or Reseller’s intellectual property to Stylishdeck. The relevant user represents and warrants that they have the necessary rights and permissions to grant the licence and that the materials do not unlawfully infringe third-party rights.
Stylishdeck may remove or cease using promotional material where it receives a credible complaint, infringement notice or otherwise reasonably believes that continued use may violate applicable law or third-party rights.
23. PRODUCT SHARING AND EXTERNAL SOCIAL PLATFORMS
The Platform may provide a share button or similar functionality allowing Vendors, Resellers and other authorised users to share Product listings, store pages or other Platform content with other people or on external websites, messaging services and social-media platforms where such sharing is permitted.
Users are responsible for ensuring that their use of any share functionality, including accompanying captions, comments, images or other content, complies with these Terms, applicable law and the community guidelines, advertising rules, intellectual-property rules and other requirements of the external platform on which the content is shared.
Users must not use Stylishdeck’s sharing tools to distribute spam, misleading advertising, unlawful content, fraudulent claims, impersonation, harassment, hate content, infringing material or content that violates the rules of the receiving platform.
Stylishdeck does not control third-party platforms and is not responsible for their moderation decisions, availability, policies, algorithms, account restrictions or changes to their terms. A user’s ability to share content externally does not constitute Stylishdeck’s endorsement of the external platform or a guarantee that the shared content will remain available there.
21. REFERRAL PROGRAMME
Stylishdeck may provide Customers and Vendors with personal referral links.
An eligible participant may earn a Referral Reward for qualifying completed Orders generated through their referral link.
The applicable referral percentage shall be the percentage displayed by Stylishdeck for the programme at the relevant time.
Current Referral Percentage: [0.05]%
Referral Rewards are credited to the participant’s Wallet and may be withdrawn as cash once the applicable minimum withdrawal threshold has been met.
Minimum Withdrawal Threshold: ₦[5000]
A Referral Reward shall ordinarily arise only from a genuine, completed and non-refunded qualifying transaction.
Self-referrals, fictitious accounts, artificial transactions, manipulation of referral links and other attempts to obtain unearned Referral Rewards are prohibited.
Stylishdeck may cancel or reverse Referral Rewards associated with fraudulent, cancelled, refunded or otherwise disqualified transactions.
The referral percentage is currently fixed at the rate displayed on the Platform.
Stylishdeck may propose a change to the referral percentage in the future. Any such change shall be communicated to affected Vendors and, where required by the applicable contractual arrangement, shall not take effect for Vendors until the required notice and consent/approval process has been completed.
22. PROMOTIONAL MATERIALS AND SOCIAL MEDIA
Stylishdeck may provide Vendors with tools that convert Product photographs and listing information into promotional materials.
Stylishdeck may also select and publish certain Vendor Product photographs, store information or Product information on Stylishdeck’s official social-media accounts and other promotional channels.
By uploading Product photographs, descriptions, logos, store names or other promotional materials, the Vendor grants Stylishdeck a non-exclusive, royalty-free, worldwide licence to use, reproduce, display, adapt, format, distribute and publish such materials for the purposes of operating, advertising and promoting the Vendor, the Products and the Platform.
The licence in this section does not transfer ownership of the Vendor’s intellectual property to Stylishdeck.
The Vendor represents and warrants that it has the necessary rights and permissions to grant the licence described above and that the materials do not unlawfully infringe the rights of any third party.
Stylishdeck may remove or cease using promotional material where it receives a credible complaint, infringement notice or otherwise reasonably believes that continued use may violate applicable law or third-party rights.
23. INTELLECTUAL PROPERTY
Stylishdeck owns or has the necessary rights in the Platform, including its software, design, layout, branding, logos, graphics, text and other proprietary materials, except for Vendor or third-party content.
No user may reproduce, modify, distribute, sell, reverse engineer or commercially exploit Stylishdeck’s proprietary materials without prior written permission, except where permitted by law.
Nothing in these Terms transfers ownership of a Vendor’s intellectual property to Stylishdeck.
Vendors remain responsible for ensuring that Product photographs, descriptions, logos and other uploaded materials do not infringe copyright, trademark or other intellectual-property rights.
24. USER CONTENT
Where users submit reviews, comments, photographs, messages or other content through the Platform, they remain responsible for that content.
Users must not submit content that is unlawful, defamatory, fraudulent, abusive, misleading, discriminatory, infringing or otherwise inappropriate.
By submitting content intended for publication on the Platform, the user grants Stylishdeck a non-exclusive licence to host, display, reproduce and distribute the content for the purpose of operating and promoting the Platform.
25. PERSONAL DATA AND PRIVACY
Stylishdeck may collect and process personal data necessary to provide its services, administer Accounts, process transactions, verify Vendors, prevent fraud, communicate with users and comply with applicable law.
Stylishdeck shall process personal data in accordance with applicable Nigerian data-protection law and its Privacy Policy.
Users should review the Stylishdeck Privacy Policy before using the Platform.
Privacy Policy: This Privacy Policy is contained in Section 42 of these Terms, together with any separate privacy notice made available by Stylishdeck.
Vendors must not improperly use, disclose, sell or retain Customer personal information obtained through Stylishdeck.
Personal information obtained through an Order may only be used for legitimate purposes connected with fulfilment of that Order and other purposes permitted by applicable law.
26. ELECTRONIC COMMUNICATIONS AND NOTIFICATIONS
By using the Platform, users consent to receive electronic communications reasonably necessary for the operation of their Accounts and Orders.
Such communications may include: (a) Order confirmations; (b) shipping notifications; (c) delivery notifications; (d) refund notifications; (e) Account notifications; (f) security alerts; (g) referral notifications; and (h) other service-related communications.
Stylishdeck may send push notifications relating to Orders and other Platform activities.
Users may be required to maintain accurate contact information to receive important communications.
27. THIRD-PARTY SERVICES
Stylishdeck may rely on third-party service providers, including payment processors, hosting providers, communication providers and delivery/courier services.
The use of third-party services may be subject to the relevant third party’s own terms and policies.
Stylishdeck does not guarantee the uninterrupted availability or performance of third-party services.
28. PLATFORM AVAILABILITY
Stylishdeck will use reasonable efforts to maintain the availability and functionality of the Platform.
The Platform may occasionally be unavailable due to: (a) maintenance; (b) upgrades; (c) technical failures; (d) telecommunications or internet failures; (e) cyber incidents; (f) third-party service interruptions; or (g) circumstances beyond Stylishdeck’s reasonable control.
Stylishdeck does not guarantee uninterrupted or error-free access.
29. DISCLAIMERS
Except as expressly provided in these Terms or required by applicable law, Stylishdeck does not guarantee: (a) the availability of any particular Product; (b) the accuracy of every Vendor listing; (c) the conduct of every Vendor or Customer; (d) the performance of third-party delivery providers; (e) uninterrupted Platform access; or (f) that every transaction will be completed successfully.
Stylishdeck’s marketplace role does not relieve Vendors of their legal responsibilities concerning Products they list and sell.
Nothing in these Terms excludes, restricts or limits liability where such exclusion, restriction or limitation would be unlawful or prohibited under applicable law.
30. LIMITATION OF LIABILITY
To the maximum extent permitted by applicable law, Stylishdeck shall not be liable for losses arising solely from: (a) a Vendor’s failure to fulfil an Order; (b) inaccurate information supplied by a Customer or Vendor; (c) a Vendor’s unlawful or fraudulent conduct; (d) delays caused by third-party couriers or service providers; (e) internet, telecommunications or payment-provider failures; or (f) circumstances beyond Stylishdeck’s reasonable control.
Nothing in these Terms shall: (a) exclude or limit liability for fraud or fraudulent misrepresentation; (b) exclude liability which cannot lawfully be excluded; (c) remove statutory consumer protections; or (d) exclude liability arising from Stylishdeck’s own breach of a non-excludable legal obligation.
31. INDEMNITY
To the extent permitted by applicable law, a Vendor shall indemnify and hold Stylishdeck harmless against reasonable losses, claims, liabilities, costs and expenses arising directly from: (a) the Vendor’s breach of these Terms; (b) unlawful Products supplied by the Vendor; (c) counterfeit or infringing Products; (d) materially false Product descriptions; (e) infringement of third-party rights by Vendor content; (f) fraudulent conduct by the Vendor; or (g) the Vendor’s breach of applicable law.
A Customer shall be responsible for losses directly arising from the Customer’s fraud, deliberate misuse of the Platform or unlawful conduct.
No indemnity under these Terms shall require a Customer or Vendor to indemnify Stylishdeck for liability that the law does not permit Stylishdeck to transfer.
32. FORCE MAJEURE
Stylishdeck shall not be responsible for delay or failure to perform an obligation caused by circumstances beyond its reasonable control, including natural disasters, acts of government, civil disturbance, industrial action, telecommunications failures, widespread technology failures, cyber incidents, epidemics or failures of essential third-party services.
33. CHANGES TO THE PLATFORM AND THESE TERMS
Stylishdeck may modify, improve, suspend or discontinue features of the Platform from time to time.
Stylishdeck may update these Terms where reasonably necessary due to changes in the Platform, business model, applicable law, regulatory requirements or operational requirements.
Where a material change is made, Stylishdeck shall provide reasonable notice through the Platform or other appropriate communication channel.
Continued use of the Platform after the effective date of revised Terms constitutes acceptance of the revised Terms, except where applicable law requires a different form of consent.
34. GOVERNING LAW
These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.
35. DISPUTE RESOLUTION
Stylishdeck encourages Customers and Vendors to first attempt to resolve transaction-related disputes through the Platform’s complaint and dispute-resolution process.
Where a dispute cannot be resolved through the Platform’s internal process, the parties may pursue any remedy available under applicable Nigerian law.
Nothing in this section prevents a consumer from exercising a statutory right to make a complaint to a competent regulatory authority or seek a remedy through a competent court.
Subject to any mandatory statutory jurisdiction, disputes concerning Stylishdeck’s services shall be subject to the jurisdiction of the competent courts of Nigeria.
36. NOTICES
Stylishdeck may provide notices through: (a) email; (b) in-app notifications; (c) push notifications; (d) the Platform; or (e) SMS (f) other reasonable electronic means.
Users must ensure that their registered contact details remain accurate.
37. GENERAL PROVISIONS
40.1 Entire Agreement — These Terms, together with the Privacy Policy and any other policies expressly incorporated by reference, constitute the agreement governing use of the Platform.
40.2 Severability — If any provision is determined to be unlawful, invalid or unenforceable, that provision shall be modified or severed to the minimum extent necessary, and the remaining provisions shall continue in effect.
40.3 Waiver — Failure by Stylishdeck to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision subsequently.
40.4 Assignment — A user may not transfer or assign their Account or rights under these Terms without Stylishdeck’s prior written consent. Stylishdeck may transfer or assign its rights and obligations as part of a restructuring, merger, acquisition, sale of business or other lawful transaction.
40.5 No Partnership — Nothing in these Terms creates a partnership, employment relationship, agency relationship or joint venture between Stylishdeck and a Vendor or Customer, except where expressly agreed in writing.
40.6 Entire Relationship — A Vendor’s use of the Platform does not make Stylishdeck the Vendor’s employee, agent, partner or joint venturer.
38. CONTACT INFORMATION
STYLISHDECK HUB
Registered Business Name: Stylishdeck Hub
Registered Address: FCT Nigeria
Customer Support Email: support@stylishdeck.com
Customer Support Telephone: +2348168846026
Website/App: https://stylishdeck.com
For complaints, refunds, account issues or other Platform-related matters, users may contact Stylishdeck through the designated customer-support channels provided on the Platform.
ACKNOWLEDGEMENT
By clicking “I Agree,” “Accept,” “Create Account,” “Place Order,” “Register as Vendor,” or any substantially similar button, or by otherwise using the Platform after being given access to these Terms, you acknowledge that:
• you have read and understood these Terms;
• you agree to be bound by them;
• you are at least 18 years old; and
• the information supplied by you is accurate and complete.
Last Updated: 30 September 2026
42. PRIVACY POLICY AND DATA PROTECTION AGREEMENT
42.1 Scope — This Privacy Policy forms part of these Terms and explains how Stylishdeck may collect, use, store, disclose and protect personal information in connection with the Platform.
42.2 Information We May Collect — Depending on how you use the Platform, Stylishdeck may collect account and profile information; Vendor verification and business information; contact information; delivery and recipient information; transaction and order information; payment-related information received from payment providers; device, browser, IP address and technical information; Platform activity and usage information; communications with Stylishdeck; reviews, messages, photographs and other content submitted by users; and information reasonably required for fraud prevention, security, customer support, dispute resolution and legal or regulatory compliance.
42.3 How We Use Personal Data — Stylishdeck may use personal data to create and administer Accounts; process Orders and payments; route Orders to Vendors or Original Vendors for fulfilment; support Reseller transactions; facilitate delivery and delivery confirmation; send SMS, email, push and other service notifications; provide customer support; process refunds, disputes and payouts; verify Vendors and Resellers; prevent fraud and abuse; operate, secure and improve the Platform; provide analytics and performance features; administer promotions and referrals; comply with applicable law and lawful requests; and perform other purposes disclosed at the time of collection or otherwise permitted by law.
42.4 Reseller Order Data — Where a Customer purchases through a Reseller, information reasonably necessary to fulfil the Order may be shared with the Original Vendor, including delivery information and contact details needed for delivery. The Original Vendor and Reseller must use such Customer information only for legitimate purposes connected with the transaction and as otherwise permitted by law.
42.5 Delivery and SMS Communications — Where enabled, Stylishdeck or its communication service providers may send SMS or other electronic notifications to Customers concerning shipment, delivery details, delivery confirmation, refunds, security or other service-related matters. Delivery and communication providers may process the relevant contact information to provide those services.
42.6 Sharing with Service Providers — Stylishdeck may disclose personal data to payment processors, hosting providers, SMS and communication providers, technology providers, analytics providers, delivery or courier partners, professional advisers and other service providers where reasonably necessary to provide the Platform or perform legitimate business, security, compliance or transaction functions.
42.7 Legal and Safety Disclosures — Stylishdeck may disclose information where reasonably necessary to comply with applicable law, court orders, regulatory requirements, lawful requests from competent authorities, fraud prevention requirements, protection of users or the Platform, investigation of suspected unlawful activity, or establishment, exercise or defence of legal claims.
42.8 Data Retention — Stylishdeck may retain personal data for as long as reasonably necessary for the purposes for which it was collected, including transaction records, accounting, dispute resolution, fraud prevention, legal compliance and enforcement of agreements. Retention periods may vary according to the type and purpose of the information.
42.9 Data Security — Stylishdeck will use reasonable technical and organisational measures intended to protect personal data against unauthorised access, loss, misuse, alteration or disclosure. However, no internet-based system can be guaranteed to be completely secure.
42.10 User Responsibilities — Users must provide accurate information and must protect their Account credentials. Vendors and Resellers must not download, copy, sell, disclose, misuse or retain Customer personal information except where reasonably necessary for an authorised transaction or otherwise permitted by applicable law.
42.11 Data Protection Rights — Subject to applicable Nigerian data-protection law and lawful limitations, users may have rights concerning access to, correction of, objection to, restriction of or other control over their personal data. Requests may be made through Stylishdeck’s designated privacy or customer-support channel.
42.12 Third-Party Platforms — When a user shares content to an external social-media or other third-party platform, the receiving platform may independently collect and process information under its own privacy policy. Stylishdeck is not responsible for the privacy practices of third-party platforms.
42.13 Privacy Policy Updates — Stylishdeck may update this Privacy Policy from time to time to reflect changes in the Platform, business operations, technology or applicable law. Where a material change is made, Stylishdeck shall provide reasonable notice through the Platform or another appropriate communication channel where required.
